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Life and AD&D

Protect your loved ones.

New for 2027: Pairing optional life and AD&D

Optional life and AD&D are now one plan with one combined cost. Enroll in optional life, and you're automatically covered for AD&D too. Declined before? You can enroll this Open Enrollment, with no health questionnaire up to a certain amount.

See what else is new in 2027

Speed read

01

Basic life insurance and Accidental Death & Dismemberment (AD&D) are automatically provided by Caliber at no cost to you.

02

You can purchase additional coverage for yourself, your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. and your children.

03

The plans offer a financial benefit if you’re seriously injured or die while employed with Caliber.

Basic life and AD&D

Basic life and AD&D are financial benefits provided automatically by Caliber, paid to the person (or people) you name as a beneficiaryBeneficiaryA beneficiary is the person who'd receive money from your plan if you pass away. You can name one person or several, and you can also decide how to split it up. in Workday if you pass away, pass away as the result of an accident or experience a serious injury.

The benefit amount differs based on your role at Caliber — you’ll see the amount when you enroll.

Optional life and AD&D

Optional life and AD&D are financial benefits you can purchase that are paid to your named beneficiaryBeneficiaryA beneficiary is the person who'd receive money from your plan if you pass away. You can name one person or several, and you can also decide how to split it up..

  • For yourself: available in $10,000 increments, up to 5x your salary (max $750,000).
  • For your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old.: $5,000 increments, up to $250,000 (not to exceed your coverage).
  • For your child(ren): $1,000 for children 14 days–6 months; $10,000 or $20,000 for children 15 days through age 25.

Optional life coverage over a certain amount may require Evidence of Insurability (EOI).

Keep your beneficiaries current

Things change throughout the year. Relationships start, relationships end, children are welcomed. Make sure the right people get any financial benefits in the event something happens to you.

Get in touch

New York Life

Group Numbers: Accident Coverage: GAI0100012; Critical Illness: GCI0100012; Hospital Indemnity: GHI0100012; Life and AD&D: FLX-980534
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