Tell us about yourself to personalize your benefits.
Critical Illness page hero image
Gap Coverage

Critical Illness

Get cash when you need it most.

Speed read

01

You can enroll yourself, your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. and your dependent children up to age 26.

02

The plan pays you a financial benefit if you’re diagnosed with an eligible illness — regardless of what your medical plan covers.

03

You can use the money however you want, including your rent/mortgage, groceries, childcare and bills.

What’s covered

Critical illness coverage pays a benefit for things like:

  • Cancer
  • Stroke
  • Heart attack
  • ALS
  • Parkinson’s disease

 

How much it pays

You have the choice of two coverage levels: $15,000 or $30,000. You can enroll your spouse/domestic partnerDomestic PartnerYour domestic partner is someone you have a committed, intimate relationship with, shares your primary residence, and is at least 18 years old. or your child(ren) and receive $7,500 or $15,000 if they’re diagnosed with an eligible illness.

Plus, you get $50 if you get a wellness visit like a routine physical, eye exam, mammography and more.

Filing a claimClaimA bill submitted by a healthcare provider or by you to an insurance company to request payment for medical services or treatments received.

Let New York Life know within 31 days. Contact New York Life as soon as you can after a diagnosis, ideally within 31 days.

Have this information ready: the policyholder name (Caliber Holdings LLC), the policy number (GCI0100012), and your name, address and certificate number. Call 1-888-842-4462 or visit mynylgbs.com.

Cost of coverage

Per $1,000 of coverage

0–24
$0.19
25–29
$0.23
30–34
$0.30
35–39
$0.41
40–44
$0.65
45–49
$1.16
50–54
$2.02
55–59
$2.92
60–64
$4.23
65–69
$6.06
70–74
$7.77
75–79
$8.08
80–84
$9.20
85–89
$9.82
90–94
$10.36
95–99
$10.36

Per $1,000 of coverage

0–24
$0.22
25–29
$0.27
30–34
$0.36
35–39
$0.49
40–44
$0.71
45–49
$1.09
50–54
$1.63
55–59
$2.19
60–64
$2.96
65–69
$3.52
70–74
$5.20
75–79
$8.24
80–84
$9.37
85–89
$10.01
90–94
$10.55
95–99
$10.55

Per $1,000 of coverage

0–24
$0.28
25–29
$0.28
30–34
$0.28
35–39
$0.28
40–44
$0.28
45–49
$0.28
50–54
$0.28
55–59
$0.28
60–64
$0.28
65–69
$0.28
70–74
$0.28
75–79
$0.28
80–84
$0.28
85–89
$0.28
90–94
$0.28
95–99
$0.28

 

How to enroll

You can enroll as a new hire, if you have a qualifying life event (like marriage, divorce, or welcoming a child) or during Open Enrollment each year.

Get in touch

New York Life

Group Numbers: Accident Coverage: GAI0100012; Critical Illness: GCI0100012; Hospital Indemnity: GHI0100012; Life and AD&D: FLX-980534
Download on the App Store Get it on Google Play Save to Phone as Contact
Caliber: Your Benefits At Work
Tell us about yourself to personalize your benefits.
Privacy